Insurance for members of Yoga Pros
As a member of YogaPros in Ireland, you are part of a leading association for yoga practitioners in The Republic of Ireland and the UK. At Balens, we’ve been a trusted partner in insurance for health, wellbeing, fitness and beauty professionals since the mid-1990s. As a YogaPros member, you have access to a preferential rate on a €6.5m Professional, Public and Product Liability policy for your yoga teaching. In addition, you may also be eligible for preferential rates on cover for any other activities, therapies, or modalities you offer.
Why arrange your insurance with us?
This professional, public, and products liability policy covers individual yoga professionals across a range of practices. Coverage is subject to all terms and conditions.
Liability insurance for your yoga teaching is included in your cover, and the policy can protect you against a range of risks, including loss and damage to equipment, plus claims of injuries caused by treatment and damage to other people’s property in the course of your yoga business. The cover also includes loss or theft of client records resulting from a cyber-attack. For details of this cover and all the terms and conditions, please speak to one of the team.
In addition to liability insurance, we include legal protection as standard and offer optional personal accident cover. For more information or to add coverage for additional therapies or practices, please click the ‘Get a quote’ button below.
Your insurance offers...
Personal accident cover option
Available on request – read more below.
Teaching, training & workshops
When undertaking an insured activity, you’re covered by your standard policy – so long as you aren’t issuing a certificate of competency.
Legal protection as standard
Covering you for up to €150,000 per claim for your legal defence and other costs. Read more below
Cover for your past work
as long insurance was in place at the time, from any provider. Read more below
Cover after your policy ends
for claims at any point in the future, even after the policyholder ceases trading, provided this policy was in place at the time of the incident/claim event.
Cover for a wide range of therapies
so you can ask to extend your areas of practice at any time. An additional premium may apply so to get started, get a quote.
Online work
Cover for online/virtual consultations and internet-based videos.
Terms & conditions, limitations and exclusions apply.
Full details are available in the policy wording, which is available upon request.
What does this insurance include?
Past and future claims
Future claims after your policy ends
Your policy will cover claims arising from incidents that happened/occurred during the period the policy was in place, regardless of when the claim is made against you – even if your policy has expired.
This differs from other policies on the market that are on a ‘claims made’ basis where the policy must be in force at the time the claim is made/reported, not when the incident occurred. Therefore, if a claim is made against you, after your policy has expired, a ‘claims made’ policy may not provide coverage to defend the claim, always check with your previous policy provider.
With a ‘claims occurring’ policy, cover will respond providing the policy was in place at the time of the incident, and therefore, there is no need to purchase ‘run off’ cover after the expiry of your policy.
Unlimited retroactive cover
The policy includes unlimited retroactive cover which means cover will respond to work performed prior to the inception date of your Balens policy. The retroactive extension will apply as long as you had an insurance policy in place at the time of the incident, and that policy will not respond (for example a ‘claims made’ policy as described above).
There is a requirement that any claims made under the retroactive extension must be notified to you during the period of insurance with Balens, and that the previous policy which was in force at the time of the incident will not respond. Full details of any previous policy must be provided in the event of a claim.
Terms & conditions, limitations and exclusions apply. Please see the policy document which is available on request.